Can I Make a Deductible IRA Contribution?

There are many different considerations that affect one’s ability to contribute to a Traditional IRA. To make matters worse, the contribution limits usually change from one year to the next.


The ”Can I Make A Deductible IRA Contribution” flowchart addresses common issues regarding eligibility rules for Traditional and Roth IRAs:


  • Earned income phase-out ranges for 2018

  • Contributions after age 70.5

  • Single vs Married Filing Jointly

  • Impact of contributing to a Traditional IRA in the same year




Updated for 2019